> ## Documentation Index
> Fetch the complete documentation index at: https://docs.anchorage.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Onboarding examples

> Reference example payloads for opening every sub-account type, with and without a pre-agreed termsAgreementId.

These are complete example payloads for **`POST /v2/onboarding/subaccounts`**, covering every account type and subtype supported for individual and institutional end clients.

Each account type is shown twice: once for signers who already hold a `termsAgreementId`, and once for signers who still need to accept terms during onboarding. See [Terms and conditions](/knowledge-base/platform/developers/wealth/wealth-management-onboarding-terms-types) for how a `termsAgreementId` is issued, and the Step 6 field tables on [Onboard individuals](/knowledge-base/platform/developers/wealth/wealth-management-onboarding-individuals#step-6-create-the-account) and [Onboard businesses](/knowledge-base/platform/developers/wealth/wealth-management-onboarding-institutions#step-6-create-the-account) for what each field means.

## With termsAgreementId

Use these examples when every program signer has already agreed to terms and conditions and holds a `termsAgreementId`.

<CodeGroup>
  ```json INDIVIDUAL_TAXABLE theme={null}
  {
    "name": "SubAccount INDIVIDUAL_TAXABLE",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount INDIVIDUAL_TAXABLE" },
      { "key": "accountType", "value": "INDIVIDUAL_TAXABLE" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com", "termsAgreementId": "31e2bccaeaed62c5a4150e28c5841254" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json INSTITUTIONAL_TAXABLE theme={null}
  {
    "name": "SubAccount INSTITUTIONAL_TAXABLE",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount INSTITUTIONAL_TAXABLE" },
      { "key": "accountType", "value": "INSTITUTIONAL_TAXABLE" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com", "termsAgreementId": "31e2bccaeaed62c5a4150e28c5841254" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com", "termsAgreementId": "aa0d01a3309e1f09b2098760e247dc63" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{institutionId}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json IRA theme={null}
  {
    "name": "SubAccount IRA",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount IRA" },
      { "key": "accountType", "value": "IRA" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com", "termsAgreementId": "31e2bccaeaed62c5a4150e28c5841254" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com", "termsAgreementId": "aa0d01a3309e1f09b2098760e247dc63" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json IRA — ROLLOVER theme={null}
  {
    "name": "SubAccount IRA ROLLOVER",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount IRA ROLLOVER" },
      { "key": "accountType", "value": "IRA" },
      { "key": "accountSubtype", "value": "ROLLOVER" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com", "termsAgreementId": "31e2bccaeaed62c5a4150e28c5841254" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com", "termsAgreementId": "aa0d01a3309e1f09b2098760e247dc63" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json IRA — CONVERSION theme={null}
  {
    "name": "SubAccount IRA CONVERSION",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount IRA CONVERSION" },
      { "key": "accountType", "value": "IRA" },
      { "key": "accountSubtype", "value": "CONVERSION" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com", "termsAgreementId": "31e2bccaeaed62c5a4150e28c5841254" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com", "termsAgreementId": "aa0d01a3309e1f09b2098760e247dc63" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json ROTH theme={null}
  {
    "name": "SubAccount ROTH",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount ROTH" },
      { "key": "accountType", "value": "ROTH" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com", "termsAgreementId": "31e2bccaeaed62c5a4150e28c5841254" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com", "termsAgreementId": "aa0d01a3309e1f09b2098760e247dc63" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json ROTH — ROLLOVER theme={null}
  {
    "name": "SubAccount ROTH ROLLOVER",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount ROTH ROLLOVER" },
      { "key": "accountType", "value": "ROTH" },
      { "key": "accountSubtype", "value": "ROLLOVER" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com", "termsAgreementId": "31e2bccaeaed62c5a4150e28c5841254" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com", "termsAgreementId": "aa0d01a3309e1f09b2098760e247dc63" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json ROTH — CONVERSION theme={null}
  {
    "name": "SubAccount ROTH CONVERSION",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount ROTH CONVERSION" },
      { "key": "accountType", "value": "ROTH" },
      { "key": "accountSubtype", "value": "CONVERSION" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com", "termsAgreementId": "31e2bccaeaed62c5a4150e28c5841254" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com", "termsAgreementId": "aa0d01a3309e1f09b2098760e247dc63" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json JOINT theme={null}
  {
    "name": "SubAccount JOINT",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount JOINT" },
      { "key": "accountType", "value": "JOINT" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com", "termsAgreementId": "31e2bccaeaed62c5a4150e28c5841254" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com", "termsAgreementId": "aa0d01a3309e1f09b2098760e247dc63" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" },
          { "programCustomerId": "{{individualId2}}", "programCustomerRole": "SECONDARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json CUSTODIAL theme={null}
  {
    "name": "SubAccount CUSTODIAL",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount CUSTODIAL" },
      { "key": "accountType", "value": "CUSTODIAL" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com", "termsAgreementId": "31e2bccaeaed62c5a4150e28c5841254" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com", "termsAgreementId": "aa0d01a3309e1f09b2098760e247dc63" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" },
          { "programCustomerId": "{{individualId2}}", "programCustomerRole": "SECONDARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```
</CodeGroup>

## Without termsAgreementId

Use these examples when program signers still need to accept terms and conditions during onboarding.

<CodeGroup>
  ```json INDIVIDUAL_TAXABLE theme={null}
  {
    "name": "SubAccount INDIVIDUAL_TAXABLE",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount INDIVIDUAL_TAXABLE" },
      { "key": "accountType", "value": "INDIVIDUAL_TAXABLE" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json INSTITUTIONAL_TAXABLE theme={null}
  {
    "name": "SubAccount INSTITUTIONAL_TAXABLE",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount INSTITUTIONAL_TAXABLE" },
      { "key": "accountType", "value": "INSTITUTIONAL_TAXABLE" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{institutionId}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json IRA theme={null}
  {
    "name": "SubAccount IRA",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount IRA" },
      { "key": "accountType", "value": "IRA" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json IRA — ROLLOVER theme={null}
  {
    "name": "SubAccount IRA ROLLOVER",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount IRA ROLLOVER" },
      { "key": "accountType", "value": "IRA" },
      { "key": "accountSubtype", "value": "ROLLOVER" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json IRA — CONVERSION theme={null}
  {
    "name": "SubAccount IRA CONVERSION",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount IRA CONVERSION" },
      { "key": "accountType", "value": "IRA" },
      { "key": "accountSubtype", "value": "CONVERSION" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json ROTH theme={null}
  {
    "name": "SubAccount ROTH",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount ROTH" },
      { "key": "accountType", "value": "ROTH" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json ROTH — ROLLOVER theme={null}
  {
    "name": "SubAccount ROTH ROLLOVER",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount ROTH ROLLOVER" },
      { "key": "accountType", "value": "ROTH" },
      { "key": "accountSubtype", "value": "ROLLOVER" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json ROTH — CONVERSION theme={null}
  {
    "name": "SubAccount ROTH CONVERSION",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount ROTH CONVERSION" },
      { "key": "accountType", "value": "ROTH" },
      { "key": "accountSubtype", "value": "CONVERSION" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json JOINT theme={null}
  {
    "name": "SubAccount JOINT",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount JOINT" },
      { "key": "accountType", "value": "JOINT" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" },
          { "programCustomerId": "{{individualId2}}", "programCustomerRole": "SECONDARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```

  ```json CUSTODIAL theme={null}
  {
    "name": "SubAccount CUSTODIAL",
    "externalId": "{{$randomUUID}}",
    "submit": true,
    "entries": [
      { "key": "legalEntityName", "value": "SubAccount CUSTODIAL" },
      { "key": "accountType", "value": "CUSTODIAL" },
      { "key": "documentPreferenceAddressDefaultEmail", "value": "kevin.flynn_4@test.com" },
      { "key": "programSignerGroup", "value": [
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_5", "programSignerEmail": "kevin.flynn_5@test.com" },
          { "programSignerFirstName": "Kevin", "programSignerLastName": "Flynn_6", "programSignerEmail": "kevin.flynn_6@test.com" }
        ]
      },
      { "key": "programCustomers", "value": [
          { "programCustomerId": "{{individualId1}}", "programCustomerRole": "PRIMARY" },
          { "programCustomerId": "{{individualId2}}", "programCustomerRole": "SECONDARY" }
        ]
      },
      { "key": "beneficiaryGroup", "value": [
          { "beneficiaryType": "SPOUSE", "beneficiaryName": "Test beneficiary", "beneficiaryAllocation": "50" },
          { "beneficiaryType": "CHARITY", "beneficiaryName": "Test beneficiary 2", "beneficiaryAllocation": "50" }
        ]
      },
      { "key": "contingencyBeneficiaryGroup", "value": [
          { "beneficiaryType": "FAMILY_OR_FRIEND", "beneficiaryName": "Test beneficiary 3", "beneficiaryAllocation": "25" },
          { "beneficiaryType": "TRUST", "beneficiaryName": "Test beneficiary 4", "beneficiaryAllocation": "75" }
        ]
      },
      { "key": "fees", "value": [
          { "feeType": "ADVISORY", "feeRate": "0.1" },
          { "feeType": "MANAGEMENT", "feeRate": "0.25", "feeIsBillable": true }
        ]
      }
    ]
  }
  ```
</CodeGroup>


## Related topics

- [Onboard businesses](/knowledge-base/platform/developers/wealth/wealth-management-onboarding-institutions.md)
- [Onboard individuals](/knowledge-base/platform/developers/wealth/wealth-management-onboarding-individuals.md)
- [Sandbox onboarding](/knowledge-base/platform/developers/sandbox/sandbox-onboarding.md)
- [Onboarding your organization](/knowledge-base/platform/users/onboarding-organization.md)
- [Update customer onboarding application](/knowledge-base/porto/api-reference/v2/onboarding/update-customer-onboarding-application.md)