> ## Documentation Index
> Fetch the complete documentation index at: https://docs.anchorage.com/llms.txt
> Use this file to discover all available pages before exploring further.

# USD deposits

> Create a USD wallet, access wire instructions, and receive USD deposits.

export const ImageCarousel = ({images, perView = 3, children}) => {
  const [page, setPage] = useState(0);
  const [imgH, setImgH] = useState(0);
  const stripRef = useRef(null);
  const THUMB_MAX_WIDTH = 220;
  const PEEK_WIDTH = 34;
  useEffect(() => {
    const strip = stripRef.current;
    if (!strip) return;
    const measure = () => {
      const box = strip.querySelector("[data-carousel-imgbox]");
      if (box && box.clientHeight) setImgH(box.clientHeight);
    };
    measure();
    const ro = new ResizeObserver(measure);
    ro.observe(strip);
    return () => ro.disconnect();
  }, []);
  const fromChildren = React.Children.toArray(children).map(c => c && c.props && c.props.src ? {
    src: c.props.src,
    alt: c.props.alt
  } : null).filter(Boolean);
  const items = fromChildren.length ? fromChildren : images || [];
  if (!items.length) return null;
  const count = items.length;
  const columns = Math.min(perView, count);
  const totalPages = Math.ceil(count / columns);
  const showControls = totalPages > 1;
  const goTo = p => setPage((p % totalPages + totalPages) % totalPages);
  const prev = () => goTo(page - 1);
  const next = () => goTo(page + 1);
  const start = page * columns;
  const visible = items.slice(start, start + columns);
  const prevPeek = start > 0 ? items[start - 1] : null;
  const nextPeek = start + columns < count ? items[start + columns] : null;
  const renderPeek = (img, side) => {
    if (!img) return null;
    const isLeft = side === "left";
    return <button type="button" onClick={isLeft ? prev : next} aria-hidden="true" tabIndex={-1} style={{
      flex: `0 0 ${PEEK_WIDTH}px`,
      width: PEEK_WIDTH + "px",
      alignSelf: imgH ? "flex-start" : "stretch",
      height: imgH ? imgH + "px" : undefined,
      border: 0,
      padding: 0,
      cursor: "pointer",
      opacity: 0.5,
      borderRadius: isLeft ? "10px 0 0 10px" : "0 10px 10px 0",
      backgroundImage: `url("${img.src}")`,
      backgroundRepeat: "no-repeat",
      backgroundSize: "auto 100%",
      backgroundPosition: isLeft ? "right center" : "left center",
      WebkitMaskImage: `linear-gradient(to ${isLeft ? "left" : "right"}, #000 15%, transparent 100%)`,
      maskImage: `linear-gradient(to ${isLeft ? "left" : "right"}, #000 15%, transparent 100%)`
    }} />;
  };
  const arrowStyle = {
    flex: "0 0 auto",
    width: "30px",
    height: "30px",
    borderRadius: "50%",
    border: "1px solid var(--ad-border, #e4e5e7)",
    background: "var(--background, #fff)",
    fontSize: "16px",
    lineHeight: "28px",
    textAlign: "center",
    cursor: "pointer",
    padding: 0
  };
  return <div style={{
    outline: "none",
    margin: "1.5rem 0"
  }} role={showControls ? "group" : undefined} aria-label={showControls ? "Screenshot carousel" : undefined} aria-roledescription={showControls ? "carousel" : undefined}>
      <div style={{
    display: "flex",
    alignItems: "center",
    gap: "10px"
  }}>
        {showControls && <button type="button" onClick={prev} aria-label="Previous screenshots" style={arrowStyle}>
            ‹
          </button>}

        <div ref={stripRef} style={{
    display: "flex",
    flexWrap: "nowrap",
    alignItems: "flex-start",
    gap: "14px",
    justifyContent: "center",
    flex: 1
  }}>
          {renderPeek(prevPeek, "left")}
          {}
          {Array.from({
    length: columns
  }).map((_, i) => {
    const img = visible[i];
    const slotStyle = {
      margin: 0,
      flex: "1 1 0",
      maxWidth: THUMB_MAX_WIDTH + "px",
      minWidth: 0
    };
    if (!img) {
      return <div key={start + i} aria-hidden="true" style={{
        ...slotStyle,
        visibility: "hidden"
      }} />;
    }
    return <div key={start + i} style={slotStyle}>
                <span data-carousel-imgbox style={{
      display: "block"
    }}>
                  <img src={img.src} alt={img.alt ?? ""} style={{
      display: "block",
      width: "100%",
      height: "auto",
      margin: 0,
      borderRadius: "10px",
      border: "1px solid var(--ad-border, #e4e5e7)"
    }} />
                </span>
                {img.alt && <div style={{
      marginTop: "6px",
      fontSize: "12px",
      lineHeight: 1.4,
      color: "var(--ad-muted, #6b7280)",
      textAlign: "center"
    }}>
                    {img.alt}
                  </div>}
              </div>;
  })}
          {renderPeek(nextPeek, "right")}
        </div>

        {showControls && <button type="button" onClick={next} aria-label="Next screenshots" style={arrowStyle}>
            ›
          </button>}
      </div>

      {showControls && <div style={{
    textAlign: "center",
    marginTop: "8px",
    fontSize: "12px",
    color: "var(--ad-muted, #6b7280)"
  }}>
          {start + 1}
          {visible.length > 1 ? "–" + (start + visible.length) : ""} of {count}
        </div>}
    </div>;
};

To receive a USD deposit, you need a USD wallet with wire instructions that you can share with the sending party.

## Creating a USD wallet

Go to the desired vault, select **Deposit**, then select **USD** as the asset type. If a USD wallet doesn't already exist, this creates one with unique wire instructions.

This operation is immediate and doesn't require quorum or Anchorage Digital approval.

<Note>
  You can only create one USD wallet per vault.
</Note>

## Accessing wire instructions

You can access wire instructions from the iOS app or web dashboard.

Go to the desired vault, select **Deposit**, and select **USD** to view the vault's wire instructions.

An incoming FedWire posts an IMAD reference in your activity roughly 15–30 minutes after the sending bank releases it. Use the IMAD to reconcile the deposit.

<ImageCarousel>
  <img src="https://mintcdn.com/deployment-4/dnKKK5u4vRePxCW5/knowledge-base/images/screenshots/usd-deposit-asset-selection.png?fit=max&auto=format&n=dnKKK5u4vRePxCW5&q=85&s=3a5fb0f4d94c9ff844f3a70fed80ea02" alt="Deposit screen for selecting USD as the asset type" width="828" height="1792" data-path="knowledge-base/images/screenshots/usd-deposit-asset-selection.png" />

  <img src="https://mintcdn.com/deployment-4/dnKKK5u4vRePxCW5/knowledge-base/images/screenshots/usd-deposit-instructions.png?fit=max&auto=format&n=dnKKK5u4vRePxCW5&q=85&s=fcc34a3285270106e11eeaa9d45268d5" alt="USD wallet wire instructions screen" width="828" height="1792" data-path="knowledge-base/images/screenshots/usd-deposit-instructions.png" />
</ImageCarousel>

## After enrolling in the USD Interest Program

Once enrolled in the [USD Interest Program](/knowledge-base/platform/users/usd-interest):

* **Primary custodian**: BNY serves as the primary bank for deposits and withdrawals. Your USD wallet deposit instructions update dynamically to reflect BNY details.
* **International wires (SWIFT)**: BNY is a SWIFT member, so you can send and receive international wires over SWIFT without an intermediary bank.
* **Domestic wires**: Deposit instructions for BNY don't require a domestic intermediary bank.

Previous deposit instructions continue to operate even if they're not displayed in your wallet's deposit instructions.