Transaction lifecycle
Supported events
Outgoing wire
| Event ID | Name | Payload fields | Description |
|---|---|---|---|
fiat-banks-outbound-wire.cancelled | cancelled | id, status, event_time, live_mode | Canceled outbound wire. Only occurs if Anchorage Digital cancels before processing begins. |
fiat-banks-outbound-wire.begin_processing | begin_processing | id, status, event_time, live_mode | Bank has begun processing. Payment cannot be canceled after this point. Status moves to processing. |
fiat-banks-outbound-wire.finish_processing | finish_processing | id, status, event_time, live_mode | Bank has finished processing. Status moves to sent. |
fiat-banks-outbound-wire.failed | failed | id, status, reason, event_time, live_mode | Payment failed at the bank or network level (e.g., misconfigured receiving account or blocked account). |
fiat-banks-outbound-wire.completed | completed | id, status, event_time, live_mode | Payment settled. Originating and receiving accounts reflect balance changes. |
fiat-banks-outbound-wire.returned | returned | id, status, reason, event_time, live_mode | Wire returned. Return codes are not populated for wires. |
ACH debit/credit
| Event ID | Name | Payload fields | Description |
|---|---|---|---|
fiat-banks-outbound-ach.cancelled | cancelled | id, status, event_time, live_mode | Canceled outbound ACH. Only occurs if Anchorage Digital cancels before processing begins. |
fiat-banks-outbound-ach.begin_processing | begin_processing | id, status, event_time, live_mode | Bank has begun processing. Payment cannot be canceled after this point. Status moves to processing. |
fiat-banks-outbound-ach.finish_processing | finish_processing | id, status, event_time, live_mode | Bank has finished processing. Status moves to sent. |
fiat-banks-outbound-ach.completed | completed | id, status, event_time, live_mode | Payment settled. Originating and receiving accounts reflect balance changes. |
fiat-banks-outbound-ach.returned | returned | id, status, reason, code, event_time, live_mode | ACH returned. |
Notice of change
| Event ID | Name | Payload fields | Description |
|---|---|---|---|
fiat-banks-notice-of-change.received | received | payment_id, code, reason, originating_account_id, event_time, live_mode, corrections | Notice of change received for a payment. The corrections field contains tag/value corrections that must be applied to the originating account for future payments. |
Book transfer
| Event ID | Name | Payload fields | Description |
|---|---|---|---|
fiat-banks-outbound-book.cancelled | cancelled | id, status, event_time, live_mode | Canceled outbound book transfer. Only occurs if Anchorage Digital cancels before processing begins. |
fiat-banks-outbound-book.begin_processing | begin_processing | id, status, event_time, live_mode | Bank has begun processing. Payment cannot be canceled after this point. Status moves to processing. |
fiat-banks-outbound-book.finish_processing | finish_processing | id, status, event_time, live_mode | Bank has finished processing. Status moves to sent. |
fiat-banks-outbound-book.completed | completed | id, status, event_time, live_mode | Transfer settled. Originating and receiving accounts reflect balance changes. |
Incoming wire
| Event ID | Name | Payload fields | Description |
|---|---|---|---|
fiat-banks-inbound-wire.completed | completed | id, type, amount, posted, live_mode, vendor_id, as_of_date, as_of_time, created_at, reconciled, updated_at, vendor_code, vendor_code_type, vendor_description, internal_account_id, event_time, sender_name, sender_account_number, sender_routing_number, sender_bank | Inbound wire settled. Terminal state. |
Interest payment
| Event ID | Name | Payload fields | Description |
|---|---|---|---|
fiat-banks-interest.completed | completed | id, type, amount, posted, live_mode, vendor_id, as_of_date, as_of_time, created_at, reconciled, updated_at, vendor_code, vendor_code_type, vendor_description, internal_account_id, event_time | Interest payment received. Terminal state. No sender information — payment originated at the bank. |