USD interest - Anchorage Digital

Anchorage Digital offers the ability to earn interest on USD holdings held on the platform. Interest payouts land in your USD wallet as transactions, so you can retrieve and reconcile them programmatically like any other deposit. For eligibility, enrollment, and tax reporting, see USD interest in the user guides.

Interest accrual and payouts

Component	Description
Daily accrual	Interest accrues daily based on your account’s wallet balances.
Monthly payout	Accrued interest is distributed by the 10th calendar day of the following month.
Transaction label	Interest appears as “Interest deposit” in your activity feed and statements.

Retrieve interest payouts via API

To filter monthly fiat interest payouts, call List transactions with the types parameter set to FIAT_INTEREST:

curl --request GET \
  --url 'https://api.anchorage-staging.com/v2/transactions?types=FIAT_INTEREST' \
  --header 'Api-Access-Key: {API key}' \
  --header 'accept: application/json'

Reading transactions requires the Read vault activity permission.

“Interest deposit” is the display label in the activity feed and statements—in the API, interest payouts carry the transaction type FIAT_INTEREST.