Deposit

A deposit is how funds enter Anchorage Digital. Receiving funds never requires quorum approval and never incurs a fee for the receiver. To accept funds, you create a place for them to land—a wallet and deposit address for digital assets, or a USD account for fiat—then share those details with the sender and watch for arrival.

No quorum, no fee

Deposits are inbound, so there’s no per-transaction quorum and no receiver-side network fee. The controls that matter for deposits are identity (attributing unknown senders) and address integrity (verifying the address you share is genuinely yours).

Deposit guides

Crypto deposit

Create a wallet and deposit address to receive digital assets, then track and attribute the deposit.

Wire deposit

Receive USD by domestic or international wire and reconcile inbound funds.

ACH deposit

Receive USD by ACH credit or pull it from a source bank account by ACH debit.

USD interest

Earn interest on USD holdings and retrieve monthly payouts via API.

Create a wallet and address

A wallet lives inside a vault and is created for a specific asset network. Create one with the Deposit button in the web or iOS dashboard, or via API.

// POST /v2/vaults/{vaultId}/wallets
{
  "networkId": "{asset network ID}",
  "walletName": "Bitcoin Mainnet - Wallet 1"
}

A vault doesn’t get a USD wallet automatically when it’s created. Create one with this same endpoint before depositing, or Anchorage Digital creates one automatically the first time the vault receives an internal deposit from another vault on the platform. For Anchorage Digital Singapore organizations, the wallet’s deposit instructions become available about 30 minutes after creation, while Standard Chartered provisions a virtual account in the client’s name.

Provision a deposit address for an existing wallet:

curl --request POST \
  --url https://api.anchorage-staging.com/v2/wallets/{walletId}/addresses \
  --header 'Api-Access-Key: {API key}' \
  --header 'accept: application/json'

Creating addresses requires the Create address permission. Reading wallets and addresses requires Read vault activity.

Monitor arrivals

Subscribe to webhooks to be notified when funds land. See Webhooks. For digital assets, delivery waits on on-chain confirmation, typically around two confirmations depending on the blockchain; USD deposits notify once the wire settles.

Deposit APIs

API	Description
Create a wallet in a vault	Creates a wallet for an asset network to receive deposits.
Provision a deposit address	Generates a new deposit address for a wallet.
List addresses for an asset	Returns existing deposit addresses for an asset.
List deposit attributions	Returns deposits pending or completed attribution.

Platform

Solutions

No quorum, no fee

Deposit guides

Crypto deposit

Wire deposit

ACH deposit

USD interest

Create a wallet and address

Monitor arrivals

Deposit APIs

​No quorum, no fee

​Deposit guides

Crypto deposit

Wire deposit

ACH deposit

USD interest

​Create a wallet and address

​Monitor arrivals

​Deposit APIs

No quorum, no fee

Deposit guides

Create a wallet and address

Monitor arrivals

Deposit APIs