USD deposit

USD enters Anchorage Digital by wire or ACH into the bank account associated with your USD wallet. Deposits settle without quorum and carry no receiver-side fee. For the shared model, see Deposit. Unlike crypto, a USD deposit doesn’t go through deposit attribution. The sender’s bank details arrive on the transaction itself, so you reconcile inbound funds directly from GET /v2/transactions.

Receive and reconcile USD

Get or create your USD wallet

A vault doesn’t get a USD wallet automatically when it’s created. If it doesn’t have one yet, create it with POST /v2/vaults/{vaultId}/wallets—see Create a wallet and address. Anchorage Digital also creates one automatically the first time the vault receives an internal deposit.

Get your deposit instructions

Retrieve the bank wire and ACH details for your USD account from the web dashboard, and share them with the sender.

Receive the deposit.attributed webhook

The sender initiates a wire or ACH to those details. Once the funds settle, a deposit.attributed webhook fires with the transactionId. USD deposits don’t require attribution, so deposit.pending-attribution never fires for fiat. See Webhooks.

Read the deposit with GET /v2/transactions

Fetch the transaction to reconcile the funds against your ledger. The fiatDetails object carries the sender’s name, bank, and memo—no attribution step is required.

{
  "data": [
    {
      "id": "c37f304cc2b4daf2e5db4b1370288fee",
      "transactionType": "DEPOSIT",
      "status": "SUCCESS",
      "assetType": "USD_R",
      "amount": {
        "assetType": "USD_R",
        "quantity": "250000.00",
        "currentPrice": "1",
        "currentUSDValue": "250000.00"
      },
      "fiatDetails": {
        "name": "Acme Holdings",
        "accountNumber": "987654321",
        "bankId": "021000021",
        "bankName": "Example Bank",
        "fedWire": "20260603MMQFMP6N012345",
        "memo": "Q2 funding"
      },
      "dateTime": "2026-06-03T20:40:43.299Z",
      "description": "Inbound wire",
      "sourceAddresses": [],
      "destinationAddresses": [""],
      "vaultId": "c6b0292e409963141824694e44a37e09",
      "vaultName": "End Client A",
      "walletId": "f947e1645384deb79d2f3e7260e4f1c0"
    }
  ],
  "page": { "next": "/v2/transactions?afterId=c37f304cc2b4daf2e5db4b1370288fee&limit=1&types=DEPOSIT" }
}

Reconcile from `fiatDetails`

Field	Use
`name`	Sender’s name as it appears on the wire—match against the expected end client.
`bankName` and `bankId`	Originating bank and its identifier.
`accountNumber`	Sender’s account number.
`fedWire`	The wire reference for the transaction.
`memo`	Any memo or OBI the sender included—have senders include a known memo to make matching unambiguous.

For more on USD accounts, see the USD banking user guide.

Platform

Solutions

Receive and reconcile USD

Reconcile from `fiatDetails`

​Receive and reconcile USD

​Reconcile from fiatDetails

Receive and reconcile USD

Reconcile from `fiatDetails`