To receive a USD deposit, you need a USD wallet with wire instructions that you can share with the sending party. Domestic wires let senders in the United States move USD into your Anchorage Digital Bank (ADB) USD wallet over Fedwire/CHIPS. Wire transfer is the only generally available deposit rail—for where ACH and other rails stand, see USD rails.
Creating a USD wallet
Go to the desired vault, select Deposit, then select USD as the asset type. If a USD wallet doesn’t already exist, this creates one with unique wire instructions.
This operation is immediate and doesn’t require quorum or Anchorage Digital approval.
You can only create one USD wallet per vault.
Accessing wire instructions
You can access wire instructions from the iOS app or web dashboard.
Go to the desired vault, select Deposit, and select USD to view the vault’s wire instructions.
Anchorage Digital Bank wallets show a US account and routing number for domestic wires and a SWIFT/BIC for international wires. Share the US account and routing number with senders in the United States. For international senders, see International wire deposits.
Don’t have senders push ACH deposits to your USD wallet’s account details—only wire transfers are accepted.
Tracking and reconciling a deposit
An incoming Fedwire posts an IMAD reference in your activity roughly 15–30 minutes after the sending bank releases it. Use the IMAD to reconcile the deposit with the sender. 
