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To send USD from Anchorage Digital Bank (ADB), you first add the recipient’s bank information as a trusted destination, then initiate a withdrawal from your USD wallet. Domestic wires send USD to a bank account in the United States.

Adding a USD trusted destination

You must be an administrator with trusted destination management permissions. You’ll need your iOS device for biometric approval.
1

Navigate to trusted destinations

Go to Settings and select Trusted destinations.
2

Add a USD trusted destination

Select Add trusted destination, then select Add single (Fiat).
3

Complete recipient information

Fill in the required information for the recipient account holder.
4

Select wire type and bank details

Select Domestic for the bank account type. Fill in the required bank information and select Preview. To send to a bank account outside the United States, select International instead—see International wire withdrawals.
Add an intermediary bank only when the receiving bank’s wire instructions name one. Otherwise, leave it blank—for accounts that route through BNY, BNY sends the wire directly to the receiving bank.
5

Review and submit

Review the operation and select Confirm and submit for approval. Complete biometric endorsement. Once the required quorum and sub-quorum approvals are submitted, Anchorage Digital will review the trusted destination.
If you enter information in the Memo field, it pre-populates whenever you use this trusted destination for a withdrawal. You can still edit the memo during the withdrawal.

Sending USD

Once a trusted destination is approved, initiate a withdrawal from the iOS app or web dashboard.
1

Select vault and initiate withdrawal

Select the vault and tap Withdraw.
2

Select asset and destination

Select USD as the asset type and Trusted Destination as the destination type. Choose the trusted destination you want to send funds to.
3

Enter amount

Enter the USD withdrawal amount. The Add memo field is optional and is pre-populated if a memo was included when the trusted destination was created.
4

Review and endorse

Review the withdrawal and select Confirm and endorse withdrawal. Vault members included in your withdrawal policy will receive a notification to approve the withdrawal.
Once the required quorum and sub-quorum approvals are submitted, Anchorage Digital will review the withdrawal for approval.
For same-day wire withdrawals, the daily cut-off time is 5:00 PM ET for BNY and Customers Bank, and 3:00 PM ET for Cross River Bank. Any requests submitted after these times will be processed on a best-effort basis. To confirm which bank your account routes through, check your wire instructions or contact your relationship manager.