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When you send a wire withdrawal affects when it’s processed. Wires sent earlier in the business day are processed the same day.

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Monday to Friday

Same-day processing
  • Wires sent by 5:30 PM ET
  • Wires sent between 5:30 PM and 6:45 PM ET are processed on a best-effort basis
Next-business-day processing
  • Wires sent after 6:45 PM ET
Wires don’t settle on weekends or bank holidays.

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Cut-off times by bank

For same-day wire withdrawals, the daily cut-off time is 5:30 PM ET for BNY, 5:00 PM ET for Customers Bank, and 3:00 PM ET for Cross River Bank. Requests submitted after these times are processed on a best-effort basis. To confirm which bank your account routes through, check your wire deposit instructions to see your correspondent banking partner.